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Yes. CareShield Life and Disability Income Insurance cover different risks and serve different purposes. Having CareShield Life does not remove the need for income protection during your working years. CareShield Life supports long-term care in severe disability....
No. CareShield Life is not designed to replace income if you cannot work. It pays out only when disability is already severe, based on the inability to perform Activities of Daily Living. Most income-disrupting conditions during working years do not meet this...
What’s the difference, and how do they work together? CareShield Life supports long-term care costs when severe disability affects Activities of Daily Living. Disability Income Insurance supports income continuity when illness or injury limits your ability to work....